The $XRP Ledger has surpassed 8 million wallet addresses, marking a new milestone for the network. The increase in wallet count has also changed the amount of $XRP needed to rank among the largest holders. According to the latest $XRP wallet distribution data, holding 2,151 $XRP is now enough to place a wallet in the top 10% of all $XRP holders.
$XRP Rich List: How Much $XRP Do You Need?
The updated $XRP rich list shows the approximate $XRP holdings required to reach different holder categories:
The thresholds have declined over the past few years as the number of $XRP wallets has continued to grow. Previously, entering the top 10% required roughly 4,000 $XRP, while the top 1% reportedly required around 60,000 $XRP.
More Wallets, Lower Entry Threshold
Although the $XRP Ledger now has more than 8 million wallets, the amount of $XRP needed to rank among the top holders has fallen. This is because $XRP is spread across a larger number of wallet addresses over time, reducing the holdings required to enter higher percentile groups.
Current Value of the Top 10% Threshold
At an $XRP price of about $1.15, purchasing 2,151 $XRP would cost approximately $2,500. As per analyst Crypto AiMan, if $XRP’s market capitalisation were to match Bitcoin’s, $XRP could trade above $20 per token. At that valuation, 2,151 $XRP would be worth more than $50,000. However, this is a hypothetical scenario based on market capitalisation comparisons and not a price prediction.
$XRP Price Remains Below Previous Highs
$XRP is trading significantly below its previous peak of around $3.50, leaving the token down by roughly 65–70% from those highs.
According to analyst, long-term investors may see current prices as an accumulation opportunity, although future price performance remains uncertain.
The latest $XRP wallet data shows continued growth in network participation while lowering the $XRP balance needed to join the top tier of holders. As wallet numbers continue to increase, the $XRP rich list will likely continue to change over time.