Ripple has expanded its $XRP Ledger developer kit to support a payments standard created by Stripe and Tempo, giving builders another way to make AI agents pay for data, computing and other online services using crypto.
Version 1.1 of the XRPL AI Starter Kit adds support for the Machine Payments Protocol, or MPP, and the Open Wallet Standard, which lets software manage wallets across multiple blockchains through a common interface, according to a RippleX developer post.
“Our job is to make $XRP and $RLUSD first-class options wherever developers are building,” RippleX head of product Jazzi Cooper wrote on X. $RLUSD is Ripple’s dollar-pegged stablecoin.
Ripple added support for x402, another standard for web payments, in June and MPP now, backing both rather than betting on either.
MPP gives an AI agent, software that can carry out tasks on a user’s behalf, a way to pay as it works. A service responds to a request with a price, the agent authorizes payment, and the service delivers the requested resource. Payments company Stripe and Tempo, a blockchain built for payments, co-authored the standard.
Why the release matters
An AI agent buying data or computing power needs a currency the seller accepts and software that can send it. Ripple wants $XRP and $RLUSD among those choices as developers build services that charge machines for each request.
Supporting both x402 and MPP gives developers using either standard a way to accept payments on the $XRP Ledger.
A business building around Stripe and Tempo’s open protocol could offer $XRP or $RLUSD payments through the new integration. That gives Ripple a route into applications whose developers chose their payment standard before choosing a blockchain.
Read More: Ripple wants AI agents to pay in $XRP and $RLUSD. The market is still mostly USDC
The $XRP payment channels could make that useful for services charging small amounts repeatedly. An agent could deposit $XRP once, run hundreds of paid queries and authorize a little more spending after each answer. The provider could collect the accumulated payment without putting every query on the blockchain.
That creates a specific use for $XRP as money set aside to pay for a session. Individual payments already support issued tokens such as $RLUSD, but the session feature currently requires $XRP. Adding stablecoins to those channels depends on a proposed ledger upgrade.
The payment software remains in beta. Ripple’s announcement names no customers using the new MPP integration commercially and provides no payment volume for it.