XRP price prediction 2026 amid upcoming XRP Ledger lending upgrade

A new $XRP Ledger (XRPL) upgrade is on the horizon, with the potential to prop up $XRP prices in the coming weeks as validators continue to vote.

The proposal, which was delayed for several months after developers identified a critical vulnerability in the original Batch implementation, introduces batch transactions, confidential transfers, sponsored fees, as well as permission delegation.

There is no fixed deadline for the vote, meaning activation will occur only if the required consensus is reached. However, analysts are already seizing the opportunity to set new $XRP price targets, as the crypto currency has started to rally again.

Analysts set $XRP price targets

$XRP has gained more than 4% over the past 24 hours, climbing to $1.13 on July 21 and leaving traders watching for signs of a broader breakout. The latest rally comes as $XRP continues to consolidate within a short-term symmetrical triangle, a technical pattern that often precedes a sharp move.

Accordingly, crypto analyst Ali Martinez notes that a sustained break above $1.13 could trigger a rally of roughly 20%, with the next upside target near $1.35. If validators continue voting in favor of the new update, the changes on the Ledger could support the break and allow the asset to sustain the level in question.

On the more bullish end, analyst Celal Kucuker sees $XRP hitting a new all-time high target just above $6 by the end of the year. His thesis hinges more on the CLARITY Act, which, if passed, could greatly benefit $XRP, positioning it as a strong contender in the bull market.

$XRP rally roadmap

Against the backdrop described above, Crypto analyst EGRAG CRYPTO has outlined a bullish roadmap for $XRP, pointing to a potential triple-bottom formation that could pave the way for major upside if the pattern confirms.

Notably, EGRAG said $XRP’s current price structure resembles a sequence of three rising cyclical lows supported by key long-term exponential moving averages (EMAs).

According to the analysis, $XRP’s third bottom is currently forming, with strong technical support concentrated between $0.90 and $1.00. While the pattern has not yet been fully confirmed, the analyst described the current setup as potentially attractive for long-term holders.

The proposed upside roadmap begins with $XRP reclaiming $1.23. After that comes structural confirmation near $1.56. Finally, a larger breakout zone between $2.38 and $3.54 would represent a key turning point, potentially opening the door to higher Fibonacci-based targets.

In conclusion, the analyst cautioned that technical charts cannot guarantee future price movements. Rather, they provide a framework for various scenarios. Therefore, the current setup represents a macro roadmap more so than a prediction, with $XRP needing to confirm key breakout levels before the higher targets become realistic.

Featured image via Shutterstock